Frequently Asked Questions | Short Term Car Insurance UK | Quick Car Insure UK

Help & Support

Expert answers to your questions regarding **temporary car cover**, UK driving laws, and policy management.

Instant Cover & Timing

Can I get 1 hour temporary car insurance instantly?
Yes, our hourly car insurance provides instant cover. Your certificate of motor insurance is emailed immediately, allowing you to drive legally in the UK within minutes.
What is the maximum duration for a short term car policy?
You can purchase short term car insurance for anywhere between 1 hour and 28 days. For longer periods, you can simply take out a new policy once the current one expires.
Can I buy temporary car insurance in advance?
Yes, you can purchase your daily or weekly car insurance up to 28 days in advance. You select the exact date and time you want the cover to start.

MID, DVLA & Legal

Will my temporary car insurance show on the MID?
Yes. We update the Motor Insurance Database (MID) multiple times a day. However, short term policies can take up to 48 hours to appear online. We recommend carrying your digital or printed insurance certificate.
Can I use short term car insurance to tax my car?
Yes, you can use our temporary car insurance to buy road tax (Vehicle Excise Duty) online or at a Post Office, provided the cover is valid for the day you apply.
Can I insure a SORN vehicle for a single day?
Yes, you can buy 1 day car insurance for a SORN (Statutory Off Road Notification) vehicle, for instance, to drive it to a pre-booked MOT appointment.

Impounded Cars & Special Cases

Do you provide impounded car insurance (Section 165A)?
Standard temporary insurance does not cover impounded vehicles. You must specifically select our 'Impounded Car Insurance' product, which provides the minimum 30-day third-party cover required by UK police to release a vehicle.
Are courtesy cars and rental cars covered?
Our policies can cover courtesy cars provided by a garage, but they do not cover self-drive hire or rental vehicles from companies like Enterprise or Hertz.

Licences & Learner Drivers

Can I get temporary cover with a Provisional UK Licence?
Absolutely. We offer temporary learner driver insurance. It covers you to practice in a borrowed car while accompanied by a qualified driver, without risking the car owner's No Claims Discount (NCD).
Do you accept EU or International driving licences?
Yes, we provide temporary car cover for drivers with full EU/EEA driving licences, Commonwealth licences, and several other international licences, provided you meet our UK residency criteria.
What age do I need to be to get temporary car insurance?
We offer short term car insurance for drivers aged 17 to 75. Temporary car insurance for 17-year-olds and young drivers is available, subject to underwriting criteria.

Cover Types & Vehicles

Is the cover fully comprehensive?
Yes, all our standard temporary car and temporary van insurance policies offer comprehensive cover while driving in the UK.
Can I use temporary insurance for business use?
Our policies cover social, domestic, pleasure, and commuting. We also offer Class 1 business use for attending meetings. However, we do not cover Hire and Reward, courier services, or food delivery.
Does this cover me to drive in Europe (EU)?
Our temporary policies provide the minimum legal requirement (Third Party Only) for driving in the EU. You must check if you need a Green Card depending on your destination.
Am I covered to drive in ULEZ or Clean Air Zones (CAZ)?
Your insurance covers you to drive anywhere in the UK. However, the insurance does not pay for any emission charges (ULEZ/CAZ/Congestion Charge). You must pay those fees directly to the local authority.