Data Protection

Privacy Policy

Effective Date: 10 May 2026

At QuickCarInsure, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our short-term car insurance quoting and purchasing services. We are fully committed to complying with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

1. Information We Collect

To provide you with an accurate insurance quote and issue a legal policy, we must collect specific information:

  • Personal Details: Your full name, date of birth, email address, phone number, and UK residential address.
  • Driving Details: Your driving licence type (e.g., Full UK, Provisional, EU) and driving history.
  • Vehicle Information: Your Vehicle Registration Number (VRN), which we use to fetch vehicle details (make, model, year) from the DVLA database.
  • Financial Data: Secure payment information processed directly by our payment gateways (e.g., PayPal, Stripe). We do not store full credit card numbers on our servers.

2. How We Use Your Information

We use the data we collect for the following essential business purposes:

  • To calculate accurate insurance premiums via our underwriting partners.
  • To instantly generate and email your legal Certificate of Motor Insurance.
  • To prevent fraudulent transactions and verify your identity.
  • To update the Motor Insurance Database (MID) so your vehicle shows as legally insured.
  • To provide customer support and respond to your inquiries.

3. Data Sharing & Third Parties

We do not sell, trade, or rent your personal information to marketing agencies. Your data is only shared with authorized and strictly regulated third parties necessary to fulfill your insurance contract:

  • Underwriters & Insurers: To generate the policy and handle potential claims.
  • Motor Insurance Database (MID): By law, we must share your vehicle and policy details with the MID to prove your vehicle is insured.
  • Payment Processors: To securely process your transaction.

4. Data Security

We implement strict technical and organizational security measures to protect your personal data. All data transmitted between your browser and our servers is encrypted using industry-standard 256-bit SSL encryption. While we strive to use commercially acceptable means to protect your data, no method of transmission over the internet is 100% secure.

5. Data Retention

We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements. Typically, insurance records are kept for up to 7 years to comply with regulatory guidelines and assist with potential future claims.

6. Your Data Protection Rights (UK GDPR)

Under the UK GDPR, you have the following rights regarding your personal data:

  • The right to access: You can request copies of your personal data.
  • The right to rectification: You can request that we correct any inaccurate information.
  • The right to erasure: You can request that we erase your personal data, under certain conditions (note: we cannot erase data required for active insurance policies or legal records).
  • The right to restrict processing: You can request that we restrict the processing of your data.

If you make a request, we have one month to respond to you. Please contact us to exercise these rights.

7. Use of Cookies

Our website uses "cookies" to enhance user experience, remember your quote progress, and analyze website traffic. You can choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. However, disabling cookies may prevent certain parts of the quote engine from functioning properly.

8. Contact Us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with QuickCarInsure, please contact our Data Protection Officer at:

  • Email: support@quickcarinsure.co.uk
  • Phone: +44 800 123 4567